Rajiv Raj

All stories by Rajiv Raj

Five reasons to apply for a joint credit card with your spouse

Five reasons to apply for a joint credit card with your spouse

Rediff.com7 Dec 2015

Sharing your credit card with the spouse has it perks. Read on to find out more!

Revealed: 5 credit card secrets

Revealed: 5 credit card secrets

Rediff.com30 Nov 2015

Credit cards are no angel or devil. Spending habits and personal finance management make it what it appears to be. Let there be no illusion, think real, be wise.

How to be a smart borrower

How to be a smart borrower

Rediff.com23 Nov 2015

Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how

Poor CIBIL score: Consider 'credit repair'

Poor CIBIL score: Consider 'credit repair'

Rediff.com18 Nov 2015

Do you know what is 'credit repair'? And how to go about it?

5 credit lessons for college students

5 credit lessons for college students

Rediff.com15 Nov 2015

Here are some very important credit gyaan you wish you had got from your parents

Five hacks to save money on a home loan

Five hacks to save money on a home loan

Rediff.com3 Nov 2015

A mortgage is a great responsibility that you must bear on able shoulders for a long period of time. If you already have a mortgage or are planning to avail of one soon, you are obviously confident of your finances, but a few tips to save money on your home loan couldn't hurt, right? Read on to find out more!

Gift your wife an independent credit score this Karva Chauth

Gift your wife an independent credit score this Karva Chauth

Rediff.com30 Oct 2015

If you are wondering what all this is about and why should your wife need an independent score then read on to find out.

Are credit cards villains? Think again

Are credit cards villains? Think again

Rediff.com28 Oct 2015

Six compelling reasons to use your credit card. WARNING: reckless use of plastic can land you in a debt rap

5 hacks for saving tax!

5 hacks for saving tax!

Rediff.com27 Oct 2015

The wise pay their taxes on time and plan for it before time. That does not mean one has to necessarily go through the big fat books on taxes! Knowing a couple of hacks for saving tax can have it sorted for you.

Read your CIBIL Report like a pro

Read your CIBIL Report like a pro

Rediff.com23 Oct 2015

Some simple tips can help you in better understanding of your CIBIL Report.

5 sure-shot credit score killers

5 sure-shot credit score killers

Rediff.com16 Oct 2015

If you want to keep your CIBIL Score alive and kicking (healthy) make sure you steer clear from the above mentioned common credit score killers.

Beware of the 'Big Billion' sale wars this festive season!

Beware of the 'Big Billion' sale wars this festive season!

Rediff.com14 Oct 2015

Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!

Keep a hawk eye on your CIBIL score this Navratri

Keep a hawk eye on your CIBIL score this Navratri

Rediff.com13 Oct 2015

Not being aware of your spending patterns or going overboard with your festive season spends on your credit card can land you in serious trouble later.

How to spot a home loan scam!

How to spot a home loan scam!

Rediff.com12 Oct 2015

Here are some pointers that should serve as red flags for you

Do credit cards really help your Credit Score?

Do credit cards really help your Credit Score?

Rediff.com6 Oct 2015

Too much unsecured loan can harm your CIBIL rating.

5 home loan lessons from Mahatma Gandhi

5 home loan lessons from Mahatma Gandhi

Rediff.com1 Oct 2015

Gandhiji inspired the nation to believe in their dream. He continues to be an inspiration to each one of us by making us believe in our dreams. Make that home loan work for you and don't give up till you sign on the dotted line for owning your dream home.

6 signs you are addicted to your credit card!

6 signs you are addicted to your credit card!

Rediff.com28 Sep 2015

If allowed to go unchecked, this addiction can wreck you financially as well as emotionally.

Three advantages of a good Credit Score

Three advantages of a good Credit Score

Rediff.com26 Sep 2015

Here's how you can reward yourself for having a good CIBIL score.

Say NO to financial stress

Say NO to financial stress

Rediff.com23 Sep 2015

Life hacks to get your financial situation under control

7 quick steps to improve your CIBIL Score

7 quick steps to improve your CIBIL Score

Rediff.com21 Sep 2015

Few right moves and you can improve your credit score real fast

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